Take Charge of Your Money

Take charge of your money! Join me, Brendan Dale, as I interview and chat to folk about personal finances. We cover topics such as budgeting, saving, investing, paying off debt, insurance, goal setting, and so much more! Focusing on the basics of personal finances, I like to keep things simple and straight-forward. Managing your money really does not need to be complicated and admin-heavy. A lot can be done by changing your mindset and daily habits. After that, the world is your oyster and you'll find you have all it takes to create and build wealth. Seasons 1 & 2 sponsored by Naked.

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Take Charge of Your Money

Stephanie's debt free journey

February 07, 2022 • Brendan Dale • Season 1 • Episode 4

Take Charge Of Your Money podcast with Brendan Dale
Episode 4 - 7 February 2022

Sponsored by Naked - The new way to insure your stuff

Stephanie's debt free journey. Take a listen as Stephanie shares her story on how she got into debt, how she and her husband got to a point of really needing to fix things, and how they've done just that! You can find her on Twitter @StephanieMarthi

Stephanie had about R80k worth of debt when she started her debt free journey and she shares about her student loans, credit cards, and debt with SARS. Tax from ones side-hustle is often misunderstood or ignored, but it does unfortunately catch up with you.

Stephanie and her husband have worked together to pay off all of her debt, and they are now working on his debt. They've really put in the focus, determination, and hard work necessary to do this and it's super encouraging to hear their story.

Main topics discussed:
0:00 Podcast into and thanks to my sponsor
1:08 Who is Stephanie?
4:06 How did you first get into debt?
8:14 What was the turning point for you?
12:53 How did you pay off your debt?
17:34 How do you feel now?
18:44 Can regular folk pay off their debt?
21:28 Your tips to pay off debt

Useful resources and reading
Manage your money like a f*cking grownup - Sam Beckbessinger
Fat Wallet podcast

Stephanie's tips for listeners

Admit that you have a problem
Find someone to speak to who can share your journey with you and be there for you
Educate yourself! There are many great books, blogs, and podcasts available.
Critically look at your bank statements!
Analyse all of your debt and get the full picture - use this: Help! Where's my money disappeared?
Use a budget! Learn how here

As Stephanie says, there is no magic pill for this! lol. It takes hard work!

My 8-step guide to paying off debt
How to pay off debt - my 8-step guide

Learn about personal finance
Over 20 curated articles to read in sequence to help you start your personal finance journey

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People on this episode

Brendan Dale

Host